Resurs Bank provides consumer loans via point-of-sale payment solutions for retail and e-commerce partners as well as direct marketing channels in Sweden, Norway, Denmark and Finland. The bank was founded in 1977 and has had a Swedish banking licence since 2001. The bank operates in two divisions – Payment Solutions and Consumer Lending – with Consumer Lending representing an increasingly large proportion of lending and revenues, albeit with somewhat lower margins, larger loan exposures, and longer loan durations. The Payment Solutions division partners with retailers and travel agents and provides financing for large consumer goods and services.
The bank is a part of Resurs Holding, a Helsingborg-based company listed on the Stockholm stock exchange. The group's largest owner is Waldakt AB, an investment company owned by Sweden's prominent Bengtsson family.