Resurs Bank provides consumer loans via point-of-sale payment solutions for retail and e-commerce partners as well as direct marketing channels in Scandinavia. The bank was founded in 1977 and has had a Swedish banking licence since 2001. It has two main divisions – Payment Solutions and Consumer Lending – with the latter representing a growing share of lending and revenues, and focusing on larger loans. The Payment Solutions division acts in partnership with retailers and provides financing for large consumer goods and services. Resurs Bank is part of Resurs Holding, which is listed on the Stockholm stock exchange, with the prominent Bengtsson family's investment company Waldakt AB as the main owner.