NCR Comments: Heba Fastighets AB (publ) 'BBB' rating and outlook unchanged following revised expectations on financial development

Financial key metrics set to remain strong despite increased leverage.

Flekkefjord Sparebank outlook revised to positive and 'BBB+' long-term issuer rating affirmed; removed from criteria review

Outlook reflects potential for stabilisation as growth decelerates.

Grue Sparebank 'BBB+' long-term issuer rating affirmed with stable outlook; removed from criteria review

Rating reflects improved capital position and low risk appetite.

Orkla Sparebank 'A-' long-term issuer rating affirmed with stable outlook; removed from criteria review

Rating reflects strong capital and low risk appetite.

Eiendomskreditt AS 'BBB' long-term issuer rating affirmed with stable outlook; removed from criteria review

Affirmation reflects stable performance and prudent underwriting.

SpareBank 1 Hallingdal Valdres 'A-' long-term issuer rating affirmed with stable outlook; removed from criteria review

Rating reflects robust capitalisation and strong earnings.

Odal Sparebank

Søgne og Greipstad Sparebank assigned 'BBB+' long-term issuer rating; Outlook stable

Rating reflects robust capital position and a moderate risk appetite.

Vacse AB (publ) 'A-' long-term issuer rating affirmed; Outlook stable

Affirmation reflects expectations of low financial leverage and substantial financial flexibility.

Axfast AB (publ)