2024 har vært et begivenhetsrikt år for norske sparebanker, preget av sammenslåinger, gode resultater, og flere nye sparebank-ratinger fra oss i NCR.
Hva ligger foran oss i 2025?
Vi inviterer til et webinar der vi utforsker sparebankenes utsikter og effektene av ny standardmetode for konkurransesituasjonen.
Romerike Sparebank is a Norwegian savings bank headquartered in Lillestrøm, a satellite city of Oslo, the capital of Norway. Established as Lillestrøm Sparebank in 1887, the bank changed its name in 2021 and merged with Blaker Sparebank in 2022.
Romerike Sparebank is a member of the Eika alliance, a network of Norwegian savings banks that collaborate to improve members' service offerings, technology, and product development while maintaining their local independence.
Nordic Credit Rating invites you to join our webinar on the Nordic Niche banks. We will recap the bank's results for Q3 2024, discuss our expectations ahead, and touch on key topics in the sector. In this session, we will focus on our views of the three NCR-rated niche banks, Resurs, Norion, and NOBA, as well as discuss the Swedish regulator's revision to funding and liquidity metrics and how it affects our view of niche banks' funding.
Sparebanken Narvik is a mid-sized Norwegian savings bank with roots dating back to 1901. The bank provides core banking services through its headquarters in Narvik in Nordland County and, since 2019, a branch in Finnsnes. Lending is centred in the Narvik region and Mid-Troms, with retail customers and SMEs accounting for the core customer base. The bank operates as an independent savings bank and its equity is self-owned.
Sparebanken Narvik is a member of the Eika Alliance, an association of about 50 small and medium sized Norwegian savings banks.
Grue Sparebank was created in 1862 in Norway's Grue municipality. Its core market also includes the municipalities of Åsnes, Kongsvinger, Våler and Elverum. Retail borrowers account for the vast majority of its loan book.
Grue Sparebank is a member of the Eika Alliance, an association of small and medium-sized Norwegian savings banks.
SpareBank 1 Hallingdal Valdres was created when Aal Sparebank and Hemsedal Sparebank merged in 1999, but its roots stretch as far back as 1870. The bank serves six municipalities in the Hallingdal region in Buskerud County and six municipalities in the Valdres region in Innlandet county. The bank has a decentralised organisation spread over eight branch offices in its core market as well as branch offices in Oslo and Bergen, where most of the owners of holiday homes in the core region are located.
SpareBank 1 Hallingdal Valdres' is a member of the SpareBank 1 Alliance.
Melhus Sparebank (MelhusBanken) is a Norwegian savings bank headquartered in Melhus municipality. Established in 1840, it is one of the country's oldest independent savings banks. MelhusBanken offers a range of financial services to household and corporate borrowers. These services include savings accounts, loans, mortgages, investment services, insurance, and advisory services related to personal and business finance. The bank has a strong local presence, primarily serving the community in Melhus and the regional centre of Trondheim. MelhusBanken is a member of the Eika Alliance.
Veas Selvkost is the largest wastewater treatment company in Norway and provides statutory services for its municipal owners. Its primary objective is to treat wastewater in accordance with requirements set out by the respective county governors in the Oslofjorden area in southeastern Norway.
The company was founded in 1976 and is owned by the City of Oslo (70.5%), Bærum municipality (21.5%), and Asker municipality (8%). In 2022, it became a limited liability company with a group structure under a common parent company, Veas AS.
