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Strong access to financing and compressing credit margins expected to improve interest coverage.

• Read more about Strong financing climate for Swedish real estate companies in an uncertain environment

Arrival of SRTs provide capital relief and new opportunities.

• Read more about Nordic niche banks; building a foundation for growth

Inbjudan till webbinarium om utsikter för den svenska fastighetssektorn.

• Read more about 30 minuter om svenska fastighetssektorn – starka finansieringsmöjligheter i en osäker omvärld

Join our webinar for a discussion on performance and recent developments.

• Read more about 30 minutes on Nordic niche banks – H1 2025

• Read more about Vestland Fylkeskommune

Vestland county was established in 2020 following a merger of the former counties of Hordaland and Sogn & Fjordane. Occupying an area of 33,870sqkm, Vestland is the westernmost of Norway's 15 counties and ranks third in terms of population with 650 thousand inhabitants. The county houses 43 municipalities with Bergen as the largest municipality as well as largest city, equally county capital. Other larger urban areas are Stord and Førde.

Ratings affirmed in accordance with revised methodology.

• Read more about Three Swedish niche banks' ratings affirmed; removed from criteria review

• Read more about Sparebank 1 Lom og Skjåk

SB1 Lom og Skjåk was founded in 1873. The bank's core region covers five municipalities in the northwestern part of Norway's Innlandet county. The bank is headquartered in Lom municipality and has five branch offices, including a branch in Oslo. It has 74 employees and total lending of NOK 11bn, including loans transferred to SB1 Alliance covered bond company SB1 Boligkreditt AS.

Ratings affirmed in accordance with revised methodology.

• Read more about Five Swedish savings banks' ratings affirmed; removed from criteria review

Ratings affirmed in accordance with revised methodology.

• Read more about Four Norwegian savings banks' ratings affirmed; removed from criteria review

• Read more about Spareskillingsbanken

Spareskillingsbanken, established in 1877, is a mid-sized savings bank headquartered in Kristiansand, Norway. It primarily serves retail customers and SMEs in the Kristiansand region. Spareskillingsbanken operates as an independent self-owned savings bank and offers several financial services to household and corporate borrowers. These services include savings accounts, loans, mortgages, insurance, leasing and investment services. Spareskillingsbanken is a member of Lokalbanksamarbeidet banking cooperative, which consists of small and medium-sized local savings banks.