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Newcomers to the homeownership market would bear the greatest burden.

• Read more about Increase in norwegian property tax would likely reduce supply and raise housing costs

NCR is now able to assign ratings to covered bond instruments.

• Read more about Nordic Credit Rating publishes its final methodology for covered bonds

We had expected, in line with signals from Norwegian FSA, that the authorities would implement higher Pillar 2 requirements for individual banks.

• Read more about NCR comments on proposed changes to Norwegian banks' capitalisation requirements

Nordic niche banks focusing on unsecured consumer lending have recently encountered headwinds from regulators and in the stock market.

• Read more about Nordic niche consumer banks face regulatory headwinds

With an average credit assessment of 'bbb+' for the fifth year in a row, a sample of over 300 Nordic banks demonstrated stable creditworthiness in 2018.

• Read more about Has Nordic bank creditworthiness reached its peak?

Following requests from market participants, NCR extend the comment period to 31 May 2019.

• Read more about NCR extends covered bond comment period to 31 May

In preparing this report Nordic Credit Rating (NCR) looked at shifts in the different elements of the sector's profit and loss ...

• Read more about Bigger is better among Norwegian savings banks

The covered bond rating methodology focuses on Nordic covered bond issuers, national regulations and market characteristics.

• Read more about Nordic Credit Rating publishes its methodology for covered bonds

NCR views the credit outlook for Nordic utilities as stable supported by sustainable power generation and strong ownership. esg

• Read more about Sustainable power production supports the creditworthiness of Nordic utilities

NCR sees challenges ahead for consumer banks due to declining growth prospects, higher funding costs and higher losses.

• Read more about Rapidly growing and profitable niche banks face challenges