Askim & Spydeberg Sparebank is an independent Norwegian savings banks formed through the merger of Askim Sparebank and Spydeberg Sparebank in 2015. The merged entities date back to 1988 and 1859, respectively. Its core market is the northern region of Østfold county and the district of Follo. Retail customers, agricultural borrowers and SMEs account for its core customer base. The bank also owns a real estate agency. The largest owners are two foundations, which own most of the bank's equity capital certificates (ECCs).
Nordic Credit Rating invites you to our upcoming webinar focusing on our view of the Q1 2024 results for the Nordic niche banks. We will cover development in earnings, loss performance and capital, as well as loan and funding growth. Additional focus areas include the sluggish non-performing loan market, and the heightened regulatory pressure in Sweden.
Trøndelag Sparebank was created in April 2023 through a merger between Hemne Sparebank (established in 1865) and Åfjord Sparebank (established in 1902). Trøndelag Sparebank has five branch offices. In addition, the bank owns a real estate agency and three accounting firms. Its primary market is the coastal region west of Trondheim in Trøndelag county, but since the merger it has been attracting customers from elsewhere in the county. The bank is a member of the Eika Alliance, an association of small and medium-sized Norwegian savings banks.
JBF Sparebank is a mid-size Norwegian savings bank, originally established in 1885 by and for employees in the railway industry. Railway workers constitute the core customer base, but the bank is now open to all retail customers.
Den 23 april kl 13.00 bjuder Nordic Credit Rating (NCR) in till ett webbinarium om utsikterna för de svenska sparbankerna. Vi kommer presentera vår syn på utvecklingen under 2023 med grund i bankernas årsredovisningar, samt diskutera våra förväntningar för framtiden.
Bien Sparebank is a small Norwegian regional savings bank, which was established in 1885 as a savings association but converted to a savings bank in 1985. Today, Bien Sparebank operates as an independent savings bank with one office centrally located in Oslo, which, together with bordering municipalities, constitutes the bank's core market.