NO

• Read more about Pareto Bank ASA

Pareto Bank is a Norwegian niche bank headquartered in Oslo. The bank was founded in 2007 and is, via a 20% ownership stake, associated with the Pareto Group, a financial services group specializing in brokerage, investment banking, asset management, and financing. Pareto Bank provides credit facilities, construction loans, refinancing, investment loans, and other corporate banking products. It is especially known for project financing, particularly in real estate, but also finances investments in securities as well as shipping projects.

• Read more about Nordic niche banks; building a foundation for growth

• Read more about NCR Comments: Haugesund Sparebank 'BBB+' rating and outlook unchanged following finalised merger

• Read more about 30 minutes on Nordic niche banks – H1 2025

• Read more about Vestland Fylkeskommune

Vestland county was established in 2020 following a merger of the former counties of Hordaland and Sogn & Fjordane. Occupying an area of 33,870sqkm, Vestland is the westernmost of Norway's 15 counties and ranks third in terms of population with 650 thousand inhabitants. The county houses 43 municipalities with Bergen as the largest municipality as well as largest city, equally county capital. Other larger urban areas are Stord and Førde.

• Read more about Seven Norwegian savings banks' ratings affirmed; removed from criteria review

• Read more about Sparebank 1 Lom og Skjåk

SB1 Lom og Skjåk was founded in 1873. The bank's core region covers five municipalities in the northwestern part of Norway's Innlandet county. The bank is headquartered in Lom municipality and has five branch offices, including a branch in Oslo. It has 74 employees and total lending of NOK 11bn, including loans transferred to SB1 Alliance covered bond company SB1 Boligkreditt AS.

• Read more about Four Norwegian savings banks' ratings affirmed; removed from criteria review

• Read more about Spareskillingsbanken

Spareskillingsbanken, established in 1877, is a mid-sized savings bank headquartered in Kristiansand, Norway. It primarily serves retail customers and SMEs in the Kristiansand region. Spareskillingsbanken operates as an independent self-owned savings bank and offers several financial services to household and corporate borrowers. These services include savings accounts, loans, mortgages, insurance, leasing and investment services. Spareskillingsbanken is a member of Lokalbanksamarbeidet banking cooperative, which consists of small and medium-sized local savings banks.

• Read more about Mounting costs continue to weigh on Norwegian municipal finances